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Reference calculators

Quick, indicative computations for FY 2025-26 — income-tax liability, loan instalments and TDS / advance-tax obligations. Figures update as you type.

Income-tax estimator

Slab-wise liability for FY 2025-26 under the new regime (default) or the old regime.

Tax regime

Taxable income

₹0

Slab Rate Tax
Enter an annual income to see the slab-wise breakup.
Tax on slabs (after rebate)
₹0
Surcharge
₹0
Health & Education Cess (4%)
₹0

Total tax

₹0

Effective rate

0.00%

Indicative computation for general information only — not professional advice. Figures follow the Finance Act as of FY 2025-26; please verify current provisions or consult the firm.

Loan EMI calculator

Equated monthly instalment, total interest and the principal-to-interest split for a loan.

₹50,000₹5 Cr
1%24%
1 yr30 yrs

Monthly EMI

₹0

Total interest
₹0
Total payment (principal + interest)
₹0

Principal 0%

Interest 0%

Indicative computation for general information only — not professional advice. Figures follow the Finance Act as of FY 2025-26; please verify current provisions or consult the firm.

TDS & advance-tax reference

Common TDS sections at a glance, and the advance-tax instalment schedule for FY 2025-26.

TDS quick reference

Section Nature of payment Rate
192SalarySlab rates
194AInterest other than interest on securities10%
194CPayment to contractors — individual / HUF1%
194CPayment to contractors — others2%
194HCommission or brokerage2%
194IRent — plant & machinery2%
194IRent — land & building10%
194JFees — professional services10%
194JFees — technical services2%
194QPurchase of goods (above threshold)0.1%

Base rates for resident payees, without surcharge or cess. Thresholds, exemptions and lower-deduction certificates apply — verify before deducting.

Advance-tax instalments

Enter your estimated annual tax liability, net of TDS, to see the instalment schedule.

Indicative computation for general information only — not professional advice. Figures follow the Finance Act as of FY 2025-26; please verify current provisions or consult the firm.

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Every engagement at Agarwal & Choksi is partner-led. Tell us about your business and we will advise on the right approach.